Editor Reviews

KOHO is a super cool app that helps Canadians rock their money game. We've got over 1 million peeps using our app, and we offer a full-service spending and savings account with no sneaky fees. Plus, you can get instant cash back on stuff you actually need, and we even pay interest on your entire account balance. Say goodbye to budgeting headaches with our user-friendly prepaid Mastercard.

KOHO hooks you up with plans that are tailor-made for your money needs. You've got four options to pick from - Easy, Essential, Extra, and Everything - depending on how you like to splash or stash your cash. These plans come with a bunch of perks like supercharged cash back rewards, chances to build your credit, and juicier interest rates. Whether you're all about stacking up the dough or looking to sock some away, KOHO has got a plan that's just right for ya.

One of the awesome things about using KOHO is that you won't have to deal with annoying fees anymore. Say goodbye to charges for e-Transfers, ATM withdrawals, or sneaky hidden fees. KOHO wants to help you save money by giving you a banking experience that's totally transparent and fee-free. And hey, if you're looking to boost your credit score without breaking a sweat, KOHO's got your back. They offer a Credit Building program that makes it super easy for you to improve your credit history. All you gotta do is get a line of credit and make sure you pay it back on time, and voila! You'll see your credit history blossom.

KOHO is not your typical bank. They offer super competitive interest rates on both spending and savings accounts. You can earn up to 4.25% interest on your whole account balance, without any annoying fees, minimum balances, or sneaky promotional rates. This is what makes KOHO so cool - it gives you the chance to effortlessly grow your savings.

Features

Save in a jiffy and make bank with up to 4.25% interest on every penny you've got!