Editor Reviews

Monzo, the super speedy bank from the UK, is spreading its wings and heading to the US! This awesome bank has a bunch of cool features to keep customers in the loop with their money. You'll get instant notifications whenever you make a purchase, so you always know how much dough you've got left. No more waiting for days for your balance to update! With Monzo, you're the boss of your spending. Plus, they've got real people ready to help you out if you need it. So get ready America, Monzo is here to make banking way more fun!

You can use Monzo's debit card anywhere, whether it's the cool hot coral one or with Google Pay. The best part is that this bank won't charge you any fees for spending, overdrafts, or sneaky exchange rate markups when you're traveling. Plus, you can send and receive money for free and instantly with other Monzo users - and even show your gratitude with an emoji! And if you happen to misplace your card, no worries! Just freeze it on the app and snag a shiny new one in a jiffy.

Money in a Monzo US account is totally safe and insured up to $250,000 by the FDIC. Our awesome anti-fraud systems make sure your cash is protected without causing any hassle for you. But hey, just a heads up, Monzo Inc. isn't actually a bank and doesn't provide banking services directly. On the flip side, Monzo Bank Limited, which ain't based in the US, isn't FDIC-insured either and doesn't offer any banking services to folks in the United States or US residents. So now you know!

In a nutshell, Monzo has got your back when it comes to managing your moolah. They've got some awesome features like instant spending alerts, simple budgeting tools, and even human support if you need it. Oh, and their debit card works everywhere! Plus, you can send and receive money for free and in a jiffy with other Monzo peeps. And don't worry about your cash, because it's FDIC protected. So chillax and let Monzo take care of your dough!

Features

Making money work for everyone