Editor Reviews

Zip is a super convenient and cheap way to buy stuff and pay for it later. With Zip Pay, you can spend anywhere from $350 to $1,000 without any interest charges, and you don't have to pay anything until the end of the next month. You can use Zip Pay at all the places that accept Visa, whether it's for groceries or fashion. Plus, you can combine all your purchases into one easy payment plan that works for you - whether it's weekly, every two weeks, or once a month. If you're making bigger purchases up to $5,000, you can use Zip Money. And guess what? You get at least 3 months with no interest on every purchase! Some select Zip partners even offer up to 5 years without any interest. You also have the freedom to choose how often and how much you want to repay each time. It's all about what suits your needs best!

Zip gives you some awesome perks like sweet deals, cool offers, and even cashback! When you shop at certain Zip partners, you can instantly earn cashback rewards. Plus, with Zip Money, you get access to exclusive offers and enjoy interest-free periods of up to 5 years at select Zip partners.

To help you keep track of your money, Zip gives you handy features like reminders for upcoming payments, checking your balance, seeing your statements and transaction history, and the option to adjust and handle repayments. Just remember that with Zip Pay, you'll need to make minimum monthly payments and there's a $7.95 account fee each month. But hey, if you pay off your balance by the due date, you can get that fee waived! And for Zip Money, they'll check your credit score before giving it to you. There's also a $7.95 account fee per month, plus extra charges and interest if you don't pay off your purchase within the interest-free period.

Features

Zip: Shop everywhere. Earn cashback