Afterpay, mate, is an Aussie fintech company started back in 2014 by Nick Molnar and Anthony Eisen. They've got this wicked "buy now, pay later" service that lets you buy stuff and pay for it in four equal parts every two weeks. So you can get what you want without breaking the bank all at once!

The Afterpay app came out to make things easier and give you a place where you can shop right from your favorite stores, check out your payment plans, and pay for stuff. With Afterpay, you don't have to worry about paying the whole price at once because they split it into smaller chunks. It's like having a friend who helps you out by making things more affordable.

In just a little while, Afterpay has scored a bunch of users and gone international to the US, UK (as Clearpay), and New Zealand. As of June 2021, Afterpay had a whopping 16 million active customers and over 100,000 cool stores on board worldwide.

As far as I know until September 2021, I can't give you the exact rating of the app right now. If you want the latest and most accurate ratings, I recommend checking out the Google Play Store or Apple App Store directly.

Operation&Promotion Points

Basically, here's how Afterpay rolls: you buy something and they split the bill into four equal payments over six weeks. All you gotta do is sign up for an Afterpay account, get the green light, and bam! You're ready to shop at all their cool partner stores. Afterpay forks out the cash to the store right away, and then you pay them back gradually. The best part? As long as you make your payments on time, there's no interest involved. Easy peasy!

Afterpay's main selling point is all about "making budgeting a breeze." They really emphasize the fact that you can pay in installments without any pesky interest charges. Plus, they make a big deal about how widely accepted it is, both online and in brick-and-mortar stores, so you can use it wherever you like to shop.

User Tips

Want to make the most out of Afterpay? Check out these awesome tips!

Don't forget to stay on top of your payments! Make sure you've got enough moolah in your account when it's time to pay up. Afterpay will do its thing and try to process the payments on the due dates, but you definitely want to avoid those annoying insufficient fund fees. So, make sure you've got enough cash in the bank!

Shop within your budget: Even though Afterpay lets you splurge now and settle the bill later, it's crucial to keep an eye on your expenses and only buy what you can actually afford.

Check out the app to keep an eye on your installment plans! The Afterpay app is super easy to use and lets you see all your current and previous payment plans. It's a great tool to help you stay on top of your money.

Afterpay has totally changed the game when it comes to shopping. Their awesome buy now, pay later service lets you split your payments into smaller chunks so you can handle them better. It gives you more freedom and control over your spending. But just like with any money stuff, it's crucial to use Afterpay wisely and read all the fine print. If you're good at managing your spending and keeping track of payment due dates, Afterpay is a super convenient way to pay without any interest charges.