Editor Reviews

Bank easily and safely with the awesome Bank of America® Mobile Banking app for accounts in the United States.

Manage Accounts

• View account balances and review activity

• Activate or replace credit/debit cards

• Set alerts for important account info

Transfer Money and Pay Bills

You can totally use Zelle® to send and receive money safely with just a U.S. mobile number or email address¹.

Move money between your Bank of America and linked Merrill accounts

• Pay bills

Check Deposit

• Take photos of checks to deposit them

• You'll know right away that we're working on your check!

Erica, Your Virtual Financial Assistant³

Tell Erica to look for transactions, pay bills, and do other stuff.

• Get valuable alerts, and helpful insights

Security

• Set up Touch ID® / Face ID®

• Hey, if we think there's some shady stuff going on with your card, we'll give you a heads up!

• View security center

With our Mobile Banking Security Guarantee, you don't have to worry about getting stuck with the bill for any shady transactions if you report them ASAP⁴.

Manage Investments with Merrill

• Trade stocks, ETFs, mutual funds

• View up-to-date Market data, news, and quotes

• Shoot your advisor a message or share documents with them in a totally secure way.

Check out the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more deets. You might have to pay some extra charges for messages and data from your mobile carrier, just a heads up!

You gotta sign up for Zelle transfers and use your Bank of America checking or savings account to send money to a US bank account or debit card. The person getting the money has two weeks to register or else the transfer gets canceled. There are some limits on how much you can send and how often.

² Deposits have to be checked first and can't be withdrawn right away. There are some other rules too.

³ Erica only listens or talks when you tap the mic and remembers conversations to make things better for you. Erica talks out loud and can hear and reply to everyone's voices. Erica is only in English, though.

If you let the bank know within 60 days of seeing a sketchy transaction on your statement and follow all the security stuff, you won't be held responsible for any sneaky Mobile Banking scams.

Investing is a risky business, my friend. You gotta be prepared for the possibility of losing some dough when you put your money into securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (or 'MLPF&S' or 'Merrill' for short) offers some investment products that are backed by companies affiliated with Bank of America Corporation ('BofA Corp'). MLPF&S is a legit broker-dealer and investment adviser. It's also a member of SIPC and is fully owned by BofA Corp. Insurance and annuity products are provided by Merrill Lynch Life Agency Inc. ('MLLA'), which is a licensed insurance agency fully owned by BofA Corp.

Bank of America and its associated banks offer banking stuff. They're all members of FDIC and fully owned by Bank of America Corporation.

Investment products:

• Are Not FDIC Insurance

• Are Not Bank Guaranteed

• May Lose Value

Zelle® and all the Zelle® related stuff are owned by Early Warning Services, LLC and we're using them here with their permission.

Some cool stuff might only be accessible to specific account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license.

Bank of America and its fancy trademarks are totally owned by Bank of America Corporation.

Bank of America, N.A. Member FDIC

© 2023 Bank of America Corporation

Features

Check your account balances, transfer money, and even deposit checks using the Bank of America App!