Editor Reviews

The Laybuy app is super handy and easy to use. It lets you shop at tons of stores all over the world, whether you're shopping in person or online. And the best part is, it keeps your payment info safe with just one login. When you're in-store, all you have to do is scan your own special barcode on the app to pay with Laybuy - no annoying SMS notifications needed! Plus, the app has cool features to help you stay on top of your money like keeping track of when payments are due, paying off orders early, and checking how much credit you have available.

Laybuy's shop directory is like a goldmine for all you shopping addicts out there! They've got a crazy variety of retailers, including the big shots in the biz. Seriously, there are thousands of options to choose from, so you'll never run out of cool stuff to buy. And guess what? They hook you up with some super exclusive deals too!

While Laybuy is all about interest-free payments, it's super important to be responsible when using the service. Basically, you gotta pay off each purchase in six weekly installments. If you're late with a payment, there's gonna be some fees involved. First off, you'll get hit with a £6 late fee just 24 hours after the due date. And if you're really slacking and your payment is seven days late, they'll tack on another £6. The most you can rack up in late fees for one purchase is £24. Yikes! But wait, there's more! If you don't make your payments, it could mess with your credit score and even limit your access to Laybuy and other credit services in the future. So make sure to settle up any outstanding amounts or else they might send your unpaid debt to a debt collection agency. Better get that sorted ASAP!

Features

With Laybuy, you can shop now and pay later! And the best part? You can split your payment into 6 interest-free instalments over the course of just a few weeks. So go ahead and treat yourself without worrying about any extra charges!