Editor Reviews

Neo Financial has this cool cashback card that lets you make money while you shop at tons of places - we're talking thousands of businesses! And get this, the average cashback rate is a sweet 5%. All you gotta do is sign up for a free Neo profile and boom, you'll have access to a whole bunch of brands where you can earn cashback. Plus, there's more to it than just cashback - you can also manage your spending, save up some dough, and even dabble in investing. Oh, and did I mention that with the Neo Card, Neo Secured Card, or Hudson's Bay Mastercard, you can earn instant cashback at all sorts of places? Think gas stations, grocery stores, restaurants, gyms, and coffee shops. And here's the best part: no more annoying monthly or annual fees with the Neo Secured card - it's guaranteed approval! Sayonara to those pesky fees!

Neo Financial not only gives you cashback, but also helps you grow your savings faster. You can earn a whopping 2.25% interest on every single dollar with Neo Money, which is way better than those boring old banks. And that's not all! Neo has some awesome money management features too. You can pay bills, make deposits, withdraw and transfer funds all in one place. Plus, you can add your card to Google Pay for super safe and convenient payments. No more worrying about missing credit card payments either - with Auto-Pay, it's all taken care of. And the best part? You have complete control over your card. Freeze it, manage settings, do whatever you want whenever you want. And don't worry about safety and security - Neo has got your back with Mastercard Zero Liability protection against fraud and deposits secured by the Canadian Deposit Insurance Corporation. So sit back, relax, and let Neo take care of your money worries!

Hey there! Neo Financial is always adding more awesome rewards partners in certain cities each month. If you want more details, just head over to NeoFinancial.com. Oh, and by the way, the Neo Mastercard is issued by ATB Financial with permission from Mastercard International Inc. The APR on the card ranges from 19.99% to 24.99%, and the Cash Advance Interest Rate goes from 22.99% to 26.99%. Now, when it comes to the Neo Money account, that's provided by Concentra Bank and it's protected by CDIC deposit insurance. Interest gets calculated daily and paid monthly, but keep in mind that it can change. And just so you know, Neo Financial isn't connected to Interac Inc. Lastly, the cashback rate might vary depending on the plan, offer, and partner.

Features

Spend. Save. Earn cashback.